Ray & Bev Glath
Ray & Bev Glath ~ Arizona Realtors
Helping you Buy $mart and Sell $mart !
Ray & Bev Glath

Your Plan

 


1.  Find the right representative
Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise. 

2.  Find out what your price range is
Online mortgage calculators are a good place to start, but when you are ready to buy, you'll need a written mortgage pre-approval.  This is the only way to get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home.

3.  Determine what your true needs and wants are
Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

4.  Find your dream home!
Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, and when you see ‘the house’, put in an offer. 

With the right team behind you, it really can be that easy!


Why Work With a Professional?


We will help you navigate the myriad of decisions that arise when buying a home. Just some of the value we'll provide is:

  • We'll add experience and expertise in all aspects of the prchase process.
  • We'll bring a network of known, trusted real estate professionals. If we don't have the answer, we likely know someone who does.
  • We will always have your interests in mind so you always have someone on your side.
  • We can handle and advise on all price and contract negotiations.
  • We'll provide you with all the possible options and opportunities without holding back.
  • Gives an unbiased, realistic view of the home you select and your options. We have no emotional attachment to the property.
  • Have the knowledge to help you ask the right questions.
  • Your time is valuable. A real estate agent allows you to spend your time the way you want.

 


Your Team

 


Your Realtor
A successful purchase starts with the right representative. Once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team.

Title Agency/Escrow Officer
Make sure you are comfortable with the selection of the Title/Escrow Agency. These folks take care of coordinating the entire process of "closing" on your home... Holding earnest deposits, conducting property Title research, keeping in contact with all parties, insuring that the property title can be properly transferred, and recording of the new deed and disbursement of funds to all parties.

Lender (Appraiser)
Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lender will require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your Realtor is not permitted to offer legal advice. If you feel you do need legal advice,  find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

 


We Help You Buy $mart


     We will not waste your time! Simply tell us what you are looking for, and we'll find homes that meet or exceed those requirements. Our research skills have been honed to perfection through a lifetime of work with computers.

  • No Hassles!

  • No fees… Our professional services are always free to home buyers!

    You'll get the information you need to make a smart financial decision. And once you have selected your new home, We’ll provide representation that will make your home buying process smooth and efficient.

Is now a good time to buy a home?

See what others are saying:

 CNN – Now Is a Good Time to Buy (11/19/09)

Wall Street Journal – Buying a Home in Time to Get Credit (11/15/09)

Time Magazine – Downsizing: Today’s Homebuyers Are Thinking Small (9/28/09)

USA Today – Survey Shows Spike in First Time Home Buyers (11/19/09)

 

 


Free Reports on Buying a Home in Arizona


Anna Katherine

Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, history shows us that your home should increase in value. 

Old Phoenix    New Phoenix

Before                           After

Wink Wink

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

 

Please contact Ray or Bev rayglath@cox.net or bevglath@cox.net if you have any questions about buying a home in  Arizona.

 

We'll Help You Buy Smart and Sell Smart!

 

  Make the Smart Choice... Call Ray or Bev today!

Ray:  (602) 614-7976   Bev: (602) 690-3977

 

Night02.jpg

Be sure not to pay too much for your home!
Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture...
Read More 

Night02.jpg

 

Ensure A Smooth Home Purchase
Buying a home can be an emotional, time-consuming, and complex process...
Read More 

Night02.jpg

 

Avoid the Most Common Buying Errors
Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details...
Read More 

Night02.jpg

 

Things To Keep In Mind When Buying Your First Home
Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home...
Read More 

 

Additional reports are listed below. Select any that you wish to have emailed to you and complete the form provided. 



Buying Your First Home

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

The Right Home at the Right Price

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

Avoid Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

But Do You Need It

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


First Name: 
Last Name: 
Email: 
Phone: 
Comments: 
  * * Maximum of 2000 characters



First Time Home Buyer ???


Take this quick quiz to see if you qualify:

 
Do I Qualify?
 
 

 

For more information on buying your first home, click here.

 

 


        Ray: (602) 614-7976    rayglath@cox.net        Bev: (602) 690-3977  bevglath@cox.net

We help you Buy $mart and Sell $mart.
Home  |  Community Searches  |  MLS MAP Search  |  Our Listings  |  Foreclosure Listings  |  About Ray & Bev  |  Testimonials  |  Buying a Home  |  Finances  |  Calculators  |  Selling Your Home  |  Free Home Valuation  |  Moving Tips  |  Utilities On/Off  |  About Arizona & Links  |  News & Sports  |  Your New Home  |  Home & Family

Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile  |  Login

©2006-2010 HomeSmart